YES, 'tis true. FREE. CASH.
This is no sales pitch and this is based solely SOLEY on personal experience over the last six years. And, I'm sharing simply because I think this program [Real Cash Back] would be beneficial to everyone. In 2005, I signed up with CitiCard and this is my family budget card. I put everything (mostly) that we do/spend on this card. At the end of the month Hubby pays it off, in full.
So, I we never lose money to interest payments. On a rare (extremely rare) occasion we might pay it a day late (out of town, etc). In those cases have contacted the company and due to good payment and usage history, I have them drop that charge. [It's BS anyhow, to penalize good customers so I don't allow it.]
Anyhow, I earn a percentage of my total purchases back in CASH. Not, like Discover Card's whatever it is they consider paying back to the customer. That never seemed to earn me a nickel for my dollar when I had one of those (oooooh, so many, many years ago in my 20s and party days).
Every couple of months I check my total earnings. When it has reached $50.00 or more, I am eligible for a CHECK. Written out directly to me and mailed to my happy mailbox. I'd say I probably earn about $150.00 a year from this program. And, remember, because we pay it off each month we never lose money to the interest rate. [They do have an earnings cap; it might be $150 or $200 but who cares!]
Well, today I had a happy little email from Citicards in my inbox. It said, that if I [a valued customer] enrolled (no fee) by the due date (early October) I'd receive 20% cash earnings on all purchases from now until January 2011. I guess they are hoping to encourage people to spend more during the holidays under the guise that they will 'earn more back'.
Either way? That adds up to a couple of pretty silver dollars in my pocket over the next 3 month quarter.
And, THAT! Is sweeeeeeeeeeeeeeeeet cha-ching-ching change to my ears!
Anyhow, I am not sharing this for the bragging rights that I am a 'special/preferred' CC customer. I am sharing this so you might look into it and earn some money back yourself/ves.
FYI, I do think they have some type of credit for balance transfers as well. This really might be something you wanna' check out. I wouldn't recommend any other card because of this reasoning alone.
[NOTE: This is for the Citi Dividend Card; they do have other card programs. But the one I am under and referring to is the 'Dividend' program/card.]
Good luck!!
Followers
Search me! :-) If you find it at Glass Half Full, it's all good!
Thursday, September 30, 2010
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