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Thursday, January 28, 2010

"First Comes Love Then Comes Money"

I'm ashamed to say I've had this book since last summer and I read it and never got around to posting my review.  For shame, and my apologies to the authors (Bethany and Scot Palmer) and to the PR rep with HarperOne who sent it to me.

That said, let me tell you what I thought about this book.  I thought it terrific!  Most of us know that money is one of the biggest issues people/couples fight about.  And, we all see money in different ways.

Some of us are super savers while others can't keep a nickel in their pocket.  I see this with my two children.  Farmer, Jr. is a saver and when you tell him that you will match his money for a big ticket item, he usually already has his half (even if we don't).  And, he's only eight years old.

Now Lil'Gal is a spender.  Instant gratification.  I'm fearful of the day she gets her first credit card.  She's smart but still.  She'd rather walk out of the store with something that isn't completely what she wants, than walk out with nothing in hand at all.

In their book, First Comes LOVE Then Comes MONEY, the Palmer's describe the various "money personalities" behind what makes people tick over a dime and a dollar.

If you have ever hidden the truth from your significant other about what you have spent or hidden the purchas(es) itself, the you have committed what the Palmers term as financial infidelity.

Infidelity?  Yeah, that got your attention.  But, think about it.  That's really what it is, isn't it?  Cheating only in terms of money.

The Palmers found themselves at one point in $35,000 of credit card debt.  They tell how they were able to use their communication systems and solution including:

  • Identifying your Money Personality (I loved this section; very interesting and it all made total sense.)
  • Index (FRI) - a twenty question diagnostic tool that reveals the severity of financial indiscretions. (Hey, you have to put it on the table in order to deal with it.)
  • Master proven financial communication systems such as the Money Huddle, the Money Dump and learn how to Fight Fair (about money; everyone could learn a little from this.)
  • Achieve financial goals with healthy financial communication.

This was an easy read and also an insightful book.  My hubby and I do pretty well about money (because we are both savers, I guess, so we mesh well).  But, I know and have friends who would greatly benefit from giving this book a read.

And, because I'm so generous, I'm going to offer my copy up as a giveaway. :-D  Doncha' luv me?!

So, what do you have to do to earn a chance/s to win?  Let's make it simple (one entry for each):

1) Share a common problem, question, or issue about money within your own relationship
2) Tweet this giveaway (send me the link to count)
3) Follow or subscribe to me

3 entries:  Blog about this little review/giveaway.

(This giveaway ends on February 12th at midnight CST.  The winner will be selected by random drawing and announced on this blog and/or I will email the winner so be sure to provide your email address in one of your comments.)

Easy-peasy!  With the economy as it is, everyone could use a little knowledge about what money means to them!

Thanks for stoppin' by and Happy Thursday!  It's almost FWFD of the weeeeeeeeeeeeeeeeeeek!



Stuff could always be worse said...

It sounds like a great book for us, we are learning the budgeting, etc. it is hard though!

kcinnova said...

Do you mean that if I buy chocolate and hide it, that counts as financial infidelity?

kcinnova said...

My dh is a total saver. My dad was a tightwad... er, highly frugal. Cheap, even.
I'm fine with big purchases (which I rarely make) but it is easy to nickle-and-dime away my money. Esp. when I am buying clothing online for myself or the kids!

kcinnova said...

I've been a subscriber for a long time!